Privacy Policy

1. Information We Collect

Personal Information You Provide

When you request a quote or use our services, we may collect:

• Name, email address, phone number, and mailing address
• Date of birth and Social Security Number (for insurance quotes)
• Health information and lifestyle details (smoking status, medical history)
• Financial information (income, existing insurance coverage)
• Beneficiary information

Automatically Collected Information

• IP address, browser type, and device information
• Pages visited, time spent on site, and referral sources
• Cookies and similar tracking technologies
• Location data (general geographic area)

2. How We Use Your Information

We use your personal information to:

• Provide insurance quotes and connect you with licensed agents
• Process applications and facilitate policy purchases
• Communicate with you about our services
• Improve our website and services
• Comply with legal and regulatory requirements
• Prevent fraud and protect our users

3. Information Sharing

With Insurance Partners

We share your information with licensed insurance agents and companies to provide you with quotes and coverage options. These partners are bound by confidentiality agreements and industry regulations.

Service Providers

We may share information with trusted third-party service providers who help us operate our business, including:

• Technology platforms and hosting services
• Payment processors
• Marketing and analytics providers
• Customer service platforms

Legal Requirements

We may disclose information when required by law, court order, or to protect our rights and safety.

4. Your Rights and Choices

Access and Control

• Request access to your personal information
• Update or correct inaccurate information
• Request deletion of your information (subject to legal requirements)
• Opt-out of marketing communications

California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect and the right to request deletion.

Do Not Sell

We do not sell your personal information to third parties. We may share information with insurance partners for quote purposes, but this is not considered a "sale" under privacy laws.

5. Data Security

We implement industry-standard security measures to protect your information:

• SSL encryption for data transmission
• Secure servers and data storage
• Regular security audits and updates
• Employee training on privacy and security
• Limited access to personal information on a need-to-know basis

6. Cookies and Tracking

We use cookies and similar technologies to:

• Remember your preferences and improve your experience
• Analyze website traffic and usage patterns
• Deliver targeted advertising (with your consent)
• Measure the effectiveness of our marketing campaigns

You can control cookies through your browser settings, but some features may not function properly if cookies are disabled.

7. Children's Privacy

Our services are not intended for children under 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will promptly delete it.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the updated policy on our website and updating the effective date. Your continued use of our services constitutes acceptance of the updated policy.

9. Contact Us